1.1 Safe to install
The application utilizes advanced artificial intelligence technology to facilitate a streamlined loan process, aiming to deliver a more efficient and user-friendly experience for accessing funds when required. Users can complete their loan application within minutes and receive timely responses, minimizing unnecessary delays in funds disbursement.
Participation in this service, including applying for credit or accepting offers, is entirely voluntary. Please be aware that due to local regulations, residents and citizens of certain states may be ineligible for payday loans. Applicants must be at least 18 years old to qualify for a loan.
For illustrative purposes, a representative example of the total cost of a cash loan (including all applicable fees) is as follows:
- Loan amount: $400
- Term: 2 months
- APR: 25%
- Monthly repayment: $206.27
- Total repayment amount: $412.54
- Total interest paid: $12.54
Loan eligibility and approval are contingent upon factors such as income, credit history, employment status, and other criteria. Borrowers will be informed of the specific terms of their loan—including the interest rate and any additional charges—prior to acceptance.
This financial service permits borrowing amounts ranging from $100 to $5,000. Repayment periods can vary from 65 days to up to 2 years, with APR rates fluctuating between 5.99% and 35.99%.
For further details on how to use the application or to review our privacy policies, please visit our Privacy Policy page at https://prophold.uk/security-statement.php.
If you have any questions or need assistance, please contact us at https://prophold.uk/#contact. We are committed to providing a positive borrowing experience.
Overview
Payday Advance & Borrow Money is a Freeware software in the category Business developed by Cash Advance AI.
The latest version of Payday Advance & Borrow Money is 1.1, released on 07/04/2025. It was initially added to our database on 07/04/2025.
Payday Advance & Borrow Money runs on the following operating systems: iOS.
Users of Payday Advance & Borrow Money gave it a rating of 4 out of 5 stars.
Pros
- Provides quick access to cash in emergencies
- User-friendly interface and easy to navigate
- Fast approval process for payday advances
- Convenient mobile access anytime, anywhere
Cons
- High interest rates and potentially expensive fees
- May encourage reliance on short-term borrowing leading to debt cycles
- Limited repayment period which can lead to financial strain
- Privacy concerns regarding personal and financial data
FAQ
What is Payday Advance & Borrow Money by Cash Advance AI?
It is a financial app that provides payday advance services and allows users to borrow money through cash advance AI technology.
How does the app work?
Users can request a payday advance or cash loan through the app, which uses AI to assess eligibility and process the loan quickly.
Is it safe to use Payday Advance & Borrow Money by Cash Advance AI?
Yes, the app employs security measures to protect user data and financial transactions.
Are there any fees for using the service?
Fees may vary depending on the loan amount and terms, and details are provided before confirming the loan.
What are the eligibility requirements?
Typically, users should be of legal age, have a regular source of income, and meet credit criteria specified by the app.
How quickly can I receive the funds?
Funds are usually transferred within minutes after approval and processing the loan request.
Can I borrow multiple times?
Yes, you can borrow multiple times, subject to your credit limit and repayment history.
What is the maximum amount I can borrow?
The maximum loan amount depends on your eligibility and the app's terms, often varying by user and location.
How do I repay the loan?
Repayments are typically deducted automatically from your linked bank account or payment method on the agreed due date.
Who do I contact for support?
Customer support contact information is available within the app for assistance with loans or technical issues.
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